Elder-Care Financial Services
Financial and legal plans to reduce or eliminate Long Term Care costs
Delaware's #1 Source for Long-Term Care Planning and Medicaid Planning
"Planning Today, Protecting for Tomorrow"
RESULTS-ORIENTED REPRESENTATION
Our firm is the only true choice for financial solutions dealing with Long-Term Care "Pre-planning" and "Crisis" Planning
Protect your Future, your Quality of Care and your Family
Our firm is the only true choice for financial solutions dealing with Long-Term Care "Pre-planning" and "Crisis" Planning
Protect your Future, your Quality of Care and your Family
What We Do:
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We're Here to help -
Contact us for A FREE Phone Consultation 855.471.6771 |
Will Get Your Medicaid Application Approved!
Do You Need Asset Protection Services?
Protecting your family's assets is crucial when a loved one needs care
Our office successfully helps thousands of clients each year
We will get the results you want
Do You Need Asset Protection Services?
Protecting your family's assets is crucial when a loved one needs care
Our office successfully helps thousands of clients each year
We will get the results you want
Welcome to Medicaid Plus, P.C., Elder-Care Financial Services. Home to a leading staff of Financial and Legal Long-Term Care Specialists including Paul Lorrah who has authored books such as "How to Get Medicaid to Pay for Your Long Term Care" and "Planning and Paying for Long Term Care"
Seniors and their families turn to us to find help due to the crushing financial burdens associated with providing a loved one with At-Home care, Assisted Living or Skilled Nursing care. Our expert staff will help you find peace of mind by eliminating your financial burden.
At Medicaid Plus, P.C., our focus is on helping families enhance their lives today and secure their futures for tomorrow.We excel at guiding seniors, their children, and their families through the often confusing maze of financial and legal decisions faced by an aging population.Our plans will ensure the well-being of your family, the preservation of your assets, and the accomplishment of cherished family goals.
Our considerable legal expertise includes asset protection from the cost of long-term care, senior friendly estate planning, and incapacity planning. Whether you are married or single we will help you craft a plan that will bring peace of mind to you and your family for years to come.
Our considerable legal expertise includes asset protection from the cost of long-term care, senior friendly estate planning, and incapacity planning. Whether you are married or single we will help you craft a plan that will bring peace of mind to you and your family for years to come.
Do You Have a Loved One in or About to Enter a Nursing Home? If so, stop here and contact us immediately, the devastating costs associated with this level of care will drain hard earned saving in a very short time, you need to "stop the financial bleeding" fast.
Medicaid Plus, P.C helps families respond to the unique financial, legal and caregiving challenges created by aging and the need for Long-Term Care.
Our extensive knowledge of the interplay between Finance, Elder-Law, and Government Benefits, together with our compassionate nature, make us uniquely qualified to counsel clients on the complexities of long-term care planning.
In Delaware, the average cost of skilled nursing care for a semi-private room (usually two patients) is $305 per day for an annual cost of $111,325
These costs will financially devastate most people. This is a long-term care crisis that everyone should address as a critical part of their financial and estate planning.
At Medicaid Plus, P.C, Elder Care Financial Services, we see first-hand how tragic a long-term care crisis can be for individuals and families. On the other hand, we also see how those who have planned ahead make it through these problems better. They have peace of mind knowing they can have the care they need. Their loved ones have options in crafting the best plan for the care of their ill family member. Those who have a plan can feel self-reliant knowing they will not be a burden on their children.
As part of the planning process, we help our clients consider all of their long-term care planning options including asset protection.
We help those who are still healthy plan ahead and those who are already in crisis get through it with less pain and financial loss.
At Medicaid Plus, P.C, Elder Care Financial Services, we see first-hand how tragic a long-term care crisis can be for individuals and families. On the other hand, we also see how those who have planned ahead make it through these problems better. They have peace of mind knowing they can have the care they need. Their loved ones have options in crafting the best plan for the care of their ill family member. Those who have a plan can feel self-reliant knowing they will not be a burden on their children.
As part of the planning process, we help our clients consider all of their long-term care planning options including asset protection.
We help those who are still healthy plan ahead and those who are already in crisis get through it with less pain and financial loss.
We want to partner with you to ease your mind when it comes to paying for your long-term care. Contact Medicaid Plus, P.C, Elder Care Financial Services today to get started.
Did You Know?
You don't have to spend your hard earned savings to pay for Long-Term Care costs. Don't leave your spouse or family penniless. Plan now to preserve for tomorrow. A combination of asset protection and long-term care cost assistance programs will ensure your spouse and family are protected.
You don't have to spend your hard earned savings to pay for Long-Term Care costs. Don't leave your spouse or family penniless. Plan now to preserve for tomorrow. A combination of asset protection and long-term care cost assistance programs will ensure your spouse and family are protected.
When a loved one needs care:
The reality is, we will all get to the point in life that we will need some level of care [70% of people over 65 will require some level of long-term care]. When we notice a loved is reaching that time in their lives many concerns begin to evolve such as - Who will care for them? Will they need to enter assisted living or a nursing home? How to we find the quality of care we need? and Most of all, How Will We Pay for the Care They Need?
The reality is, we will all get to the point in life that we will need some level of care [70% of people over 65 will require some level of long-term care]. When we notice a loved is reaching that time in their lives many concerns begin to evolve such as - Who will care for them? Will they need to enter assisted living or a nursing home? How to we find the quality of care we need? and Most of all, How Will We Pay for the Care They Need?
What We Do:
Medicaid and Nursing Home Pre-Planning - We craft financial and legal plans that will allow you to protect your current assets from catastrophic illness and nursing home costs for your spouse and family in conjunction with planning for the use of Long-Term Care Cost Assistance Programs available through Medicaid and the Veterans Administration [for Veterans].
Medicaid Crisis Planning - when a loved one is in need of long-term care it's imperative that you contact us to evaluate your loved one's financial circumstances to determine how they will pay for the care they need as well as what assets can still be preserved for a spouse or family members. Costs are skyrocketing, Medicaid will pat your loved one's long-term care costs and you don't need to be broke to be eligible.
Asset Protection - this step is part of our nursing home and Medicaid pre-planning. Planning now will ensure that your hard earned savings, retirement and family home will not be sacrificed for the cost of long-term care.
Special Needs Planning - planning now for a family member with a disability will ensure that your home and any inheritance you plan on leaving him or her will not jeopardize their assistance programs such as SSI and Medicaid.
Veterans Benefits Planning - Eligible Veterans and their surviving spouses can receive tax free income each month to supplement long-term care costs.
Our specialists will ensure the maximum amount of protection for your family without sacrificing the quality of care your loved one
receives.
We will complete a detailed analysis of income and assets, then craft a Legal, Financial and Care Plan in a manner that will maximize your benefits and preserve the most assets legally allowed for Seniors needing long term care, a plan that will eliminate your financial burden associated with long-term care costs while increasing the quality of care.
Medicaid and Nursing Home Pre-Planning - We craft financial and legal plans that will allow you to protect your current assets from catastrophic illness and nursing home costs for your spouse and family in conjunction with planning for the use of Long-Term Care Cost Assistance Programs available through Medicaid and the Veterans Administration [for Veterans].
Medicaid Crisis Planning - when a loved one is in need of long-term care it's imperative that you contact us to evaluate your loved one's financial circumstances to determine how they will pay for the care they need as well as what assets can still be preserved for a spouse or family members. Costs are skyrocketing, Medicaid will pat your loved one's long-term care costs and you don't need to be broke to be eligible.
Asset Protection - this step is part of our nursing home and Medicaid pre-planning. Planning now will ensure that your hard earned savings, retirement and family home will not be sacrificed for the cost of long-term care.
Special Needs Planning - planning now for a family member with a disability will ensure that your home and any inheritance you plan on leaving him or her will not jeopardize their assistance programs such as SSI and Medicaid.
Veterans Benefits Planning - Eligible Veterans and their surviving spouses can receive tax free income each month to supplement long-term care costs.
Our specialists will ensure the maximum amount of protection for your family without sacrificing the quality of care your loved one
receives.
We will complete a detailed analysis of income and assets, then craft a Legal, Financial and Care Plan in a manner that will maximize your benefits and preserve the most assets legally allowed for Seniors needing long term care, a plan that will eliminate your financial burden associated with long-term care costs while increasing the quality of care.
"We Help Families Protect The People They Love and The Assets They own"
Long-Term Care Costs
Long-Term Care costs are at astronomical levels and will only continue to rise. At a cost of $10,000 per month or more, it won't take long for a family's savings to be wiped out leaving no money for a spouse or other family members.
What Can I Do?
Pre-Planning or Crisis Planning - which category is right for you?
Pre-Planning - Pre-Planning is for seniors who are just entering the long-term care continuum such as:
This will allow you to re-structure your assets in a way that allows you to be financially eligible before the medical need is there.
By doing so, when the medical need arises, you can easily qualify for the long-term care cost assistance programs available without any of your assets being "at risk". While at the same time, your assets have been completely protected for your spouse, children or other family members.
Timing:
For some it may be before needing assistance with general daily activities such as bathing, dressing, cooking, etc, or for other it may be just as they begin the need for this assistance.
Either way, Pre-planning for long-term care costs is crucial, planning ahead will allow you to implement a strong Asset Protection Plan which will ensure that your hard earned savings can be preserved for your spouse, children or other family members.
The time frame for pre-planning may be different for each family but the goals remain the same.
The objectives to pre-planning is:
Long-Term Care costs are at astronomical levels and will only continue to rise. At a cost of $10,000 per month or more, it won't take long for a family's savings to be wiped out leaving no money for a spouse or other family members.
What Can I Do?
Pre-Planning or Crisis Planning - which category is right for you?
Pre-Planning - Pre-Planning is for seniors who are just entering the long-term care continuum such as:
- just before they need assistance at home; or
- just beginning to need assistance at home; or
- currently living in an independent or assisted living community
This will allow you to re-structure your assets in a way that allows you to be financially eligible before the medical need is there.
By doing so, when the medical need arises, you can easily qualify for the long-term care cost assistance programs available without any of your assets being "at risk". While at the same time, your assets have been completely protected for your spouse, children or other family members.
Timing:
For some it may be before needing assistance with general daily activities such as bathing, dressing, cooking, etc, or for other it may be just as they begin the need for this assistance.
Either way, Pre-planning for long-term care costs is crucial, planning ahead will allow you to implement a strong Asset Protection Plan which will ensure that your hard earned savings can be preserved for your spouse, children or other family members.
The time frame for pre-planning may be different for each family but the goals remain the same.
The objectives to pre-planning is:
- protect your income and assets;
- protect your home;
- protect your quality of life;
- protect your spouse;
- protect your children;
- protect your ability to qualify for long-term care cost assistance with Medicaid and/or Veterans Benefits
What does Pre-Planning Consist of?
Pre-planning for long-term care costs consist of compiling information regarding a person's health, income, assets, expenses, long term care goals and residency.
With this information we are able to draft a detailed plan as to the projected future long-term care costs for the individual [or couple] based on their address, goals and current health. Included will be a detailed Asset Protection Plan which will also detail how to reduce or eliminate the long-term care costs with the use of long-term care cost assistance programs available through Medicaid and/or the Veteran's Administration.
Asset Protection:
Asset protection will ensure your spouse and family members do not become impoverished due to a catastrophic illness or nursing home costs.
A solid Asset Protection Plan will preserve your hard earned income, savings, retirement and home for your spouse, children or other family members.
Asset Protection plans may consist of Asset Protection Trusts, Special Needs Trusts [for folks who have a family member with disabilities] or several other strategies available based on your circumstances, goals and needs.
Crisis Planning
Crisis planning is for those senior who have already entered a skilled nursing facility. Costs associated with this level of care are astronomical [$10,000 per month or more], folks in this situation need to contact us immediately to protect themselves, their spouse and family members form these devastating costs. Costs associated with skilled nursing will drain a family's had earned savings in a very short period of time and could cause you to lose your home.
We will draft a plan that will "stop the financial bleeding" and protect as many assets as possible and get Medicaid benefits approved to pay the nursing home costs. You don't have to wait until you're already broke, call us today.
Crisis planning is for those senior who have already entered a skilled nursing facility. Costs associated with this level of care are astronomical [$10,000 per month or more], folks in this situation need to contact us immediately to protect themselves, their spouse and family members form these devastating costs. Costs associated with skilled nursing will drain a family's had earned savings in a very short period of time and could cause you to lose your home.
We will draft a plan that will "stop the financial bleeding" and protect as many assets as possible and get Medicaid benefits approved to pay the nursing home costs. You don't have to wait until you're already broke, call us today.
How can long-term care costs be reduced or eliminated?
Long-term care costs can be reduced or eliminated by implementing the use of a solid Asset Protection Plan in combination with one of the Long-Term Care Cost Assistance Programs available through Medicaid and/or The Veterans Administration. These programs allow an individual or couple to receive long-term care cost assistance once the eligibility guidelines have been met.
Meeting these eligibility guidelines can be achieved through Pre-planning strategies [as described above] or "Crisis" Planning, which is when a person has already entered a nursing home or assisted living facility and needs to protect their assets.
You Don't Have to Be Broke to Receive Benefits from these programs
Long-term care costs can be reduced or eliminated by implementing the use of a solid Asset Protection Plan in combination with one of the Long-Term Care Cost Assistance Programs available through Medicaid and/or The Veterans Administration. These programs allow an individual or couple to receive long-term care cost assistance once the eligibility guidelines have been met.
Meeting these eligibility guidelines can be achieved through Pre-planning strategies [as described above] or "Crisis" Planning, which is when a person has already entered a nursing home or assisted living facility and needs to protect their assets.
You Don't Have to Be Broke to Receive Benefits from these programs
We have secured over $300 MILLION in benefits for our clients
We are the leading and most trusted source for Medicaid and Long-Term Care Planning in Delaware
When you hire Medicaid Plus. P.C you will - Obtain the Maximum amount of benefits available in the Shortest amount of time possible
When you hire Medicaid Plus. P.C you will - Obtain the Maximum amount of benefits available in the Shortest amount of time possible
Protecting your family is crucial when a loved one needs care
Do you have aging parents who will need care?
- Are you worried about quality of care and your family’s financial security?
- Are you overwhelmed by all of the decisions you have to make?
- Are you worried about losing your home?
- And most of all...Are you worried about how to pay for your loved ones care?
if so, you've come to the right place...we can help
Not Just Any Representation Will Do, Hire a Specialist
TOP NOTCH REPRESENTATION
The need for Long-Term Care in Delaware in today's world, brings with it legal, financial, personal, and planning issues that need the expertise that our staff has. We specialize in guiding you through the Long Term Care process to ensure that your loved one finds the correct type of care and that the astronomical costs associated with Long Term Care don't leave your spouse and family penniless.
The need for Long-Term Care in Delaware in today's world, brings with it legal, financial, personal, and planning issues that need the expertise that our staff has. We specialize in guiding you through the Long Term Care process to ensure that your loved one finds the correct type of care and that the astronomical costs associated with Long Term Care don't leave your spouse and family penniless.
If you have aging parents who will need care in Assisted Living, a Nursing Home or even At-Home
contact us today to eliminate this financial burden
The cost of care is reaching astronomical levels and will only continue to rise
Contact us today and ease your worries about how to pay for Long Term Care costs
Your first step is just a phone call away
(855) 471-6771
Email - [email protected]
Your first step is just a phone call away
(855) 471-6771
Email - [email protected]
Contact our Specialists in Delaware, Maryland and Pennsylvania to learn more!!
Our Delaware Offices
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Our Maryland Offices
Our Pennsylvania Office
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Medicaid Plus, P.C provides Long-Term Care Planning, Asset Protection, Medicaid Planning, Application Processing and in Wilmington, New Castle County, Newark and Dover Delaware.
Medicaid Planning and Elder law attorneys in Wilmington, Newark and Dover Delaware
Medicaid planning and elder law in Annapolic, Baltimore, Elkton, Towson and all of Maryland