Senior Medicaid Planning and Asset Protection in PA & NJ, DE, MD
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Are you or a loved one currently receiving or facing the need for Long Term Care?
We Make Medicaid Easy |
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Are you or a loved one currently receiving or facing the need for Long Term Care?
When a loved one is in need of Long Term Care, whether in a Nursing Home, Assisted Living facility or even at-home care it becomes a very difficult and emotional time for the individual and the entire family for many reasons, but perhaps the most stressful is...How Will We Pay for The Extremely High Cost of Long Term Care?
Fortunately, there's an option...Medicaid... More than 68% of all nursing care recipients rely on Medicaid to pay their Long Term Care Costs in America.
Unfortunately, the application process is extremely difficult. You will be faced with attempting to navigate through a government agency that is overworked and understaffed and there is a mountain of overwhelming paperwork that will include documenting the entire financial situation of the applicant for the past 5 years [including every check or deposit made over $500].
Attempting this on your own will keep you from spending valuable time with your loved ones when they need you most and could mean the difference between preserving your family's home and life savings and potentially losing most or all to nursing care costs.
In order to successfully achieve Medicaid eligibility it's critical that applicants have someone that understands the complex Medicaid eligibility rules.
In order to successfully achieve Medicaid eligibility it's critical that applicants have someone that understands the complex Medicaid eligibility rules.
You need an advocate on your side that will fight for your rights
We offer a disciplined approach that is focused entirely on helping you achieve Medicaid benefits
Our dedicated staff of attorneys and financial advisors will ensure that your medicaid planning is precise and preserves your savings and your home for your family and your application attains an approval in the shortest amount of time possible.
Medicaid rules and requirements become more and more complex each year with strict financial guidelines and countless regulations. If you apply to soon and without the proper guidance you could be denied or imposed with a penalty…wait too long and you’ll be paying the nursing facility costs each month from your savings.
Why Medicaid?
Medicaid has become, by default, the long-term care insurance of middle class Americans. With nursing home costs averaging $115,000* per year and continuing to rise, it’s easy to see that when a loved one enters a nursing facility, without the proper guidance and help, the average family will deplete their life savings in a very short period of time.
*[as of 2015 for New Jersey in a semi private room and based on Genworth state by state analysis]
Medicaid provides assistance to individuals who are 65 or older and in need of a Long Term Care Facility
Medicaid is the single largest payer of nursing home bills in America and serves as the option for many people who have no other way to finance their long-term care.
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Is Medicaid only for people in poverty?
Absolutely not....Although Medicaid does have financial restrictions, it's by no means just for those below the poverty level. When applying for Medicaid the following applies;
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What we do for you:
- We are committed to providing each client with solutions that fit their unique needs. We will complete all aspects of the application process and ensure that every application obtains the best outcome so that the financial security offered to every qualified client becomes a reality. Appointments can also be made at your home if you prefer.
- Upon retaining our services, we will complete a detailed financial resource assessment profile which will include all strategies available to obtain Medicaid eligibility and preserve as much of your assets as possible.
- We obtain all of the necessary documents and verification's that Medicaid will require and be there to answer all of your questions throughout the entire process. We take care of everything so you don't have to.
- We will review all bank statements and financial documents to determine if there are any potential issues with transfers, "gifts", closed accounts or spending that may be questionable to Medicaid and address each prior to submission to help ensure a
smooth approval process without delays or a denial.
- Because a great deal of follow-up is always required with the Medicaid caseworker, we will communicate with them directly to ensure the process moves in a timely manner and that the Medicaid agency abides by all the Federal guidelines.
- Benefit Amount Review - getting an approval doesn't always mean you're done when it comes to Medicaid benefits. If there is a spouse at home, we complete a full benefit review. When a spouse remains at home they are permitted to keep a certain share of the income from the person in the facility to ensure that the at home spouse can still pay bills and buy food. We will review the calculations that the County Assistance Office has made to ensure that the at home spouse has enough income to maintain their life and home. If the calculations are inadequate we will address this issue with you and fight for your rights.
We take care of everything from your initial consultation through to your approval
Contact us today to get your loved one approved for Medicaid and ease your worries about how to pay for Long Term Care costs
Contact us to learn more about...
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Asset Protection
Resolving Eligibility Issues QIT/Miller Trusts Medicaid Trusts |
Call Us
855.471.6771 |
Medicaid Plus, Llc provides Medicaid Planning, Medicaid Application Assistance and Legal Services for Long Term Care Providers and has offices in Philadelphia, PA [Serving Central and Eastern PA], Mount Laurel, NJ [serving NJ] and Baltimore, MD. [Serving Maryland and Delaware] We'll make house calls and come to your home or nursing facility. Our on staff attorneys will prepare your legal documents also such as Power of Attorney [financial and health care], Wills, Trusts, Irrevocable funeral reserves and Guardianship petitions.
