VA pensions, Aid and attendance benefits planning in Pennsylvania, New Jersey and Delaware
Long Term Care Services for Veterans and Spouses, Paid For By Your Service To Our Country
Receive additional, tax-free monthly income to help pay for the cost of long term care
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Did You Know?
There are substantial benefits available to wartime veterans who are now senior citizens and are facing the burden of long term care in Pennsylvania, New Jersey and Delaware due to age related issues. In fact, the Veterans Administration estimates that millions of wartime veterans and their spouses may be eligible for Special Monthly Pension benefits, and not even be aware of it!
These funds are paid directly to you and can be used to pay anyone including FAMILY to help with your care.
Our Mission
You have sacrificed to keep our country, and everything it represents, safe. We honor and serve you by fulfilling president Abraham Lincoln's promise - "to care for him who shall have borne the battle, and for his widow and his orphan".
We strive to provide you with expert services that give you access to the benefits that you have earned and offer the highest standards of compassion, commitment, excellence and professionalism.
You have sacrificed to keep our country, and everything it represents, safe. We honor and serve you by fulfilling president Abraham Lincoln's promise - "to care for him who shall have borne the battle, and for his widow and his orphan".
We strive to provide you with expert services that give you access to the benefits that you have earned and offer the highest standards of compassion, commitment, excellence and professionalism.
Wartime veterans or their spouses become eligible for the Special Monthly Pension benefit when:
- they are over 65 years of age; OR
- permanently disabled and unable to work; OR
- home-bound; OR
- need the regular aid and attendance of another to help with care - care can be received In-home, in assisted living, or in a nursing home. However, there are strict income and asset limitations
Some key things to know about the Aid and Attendance benefit:
- Aid and Attendance is a pension benefit and is NOT dependent upon service-related injuries;
- Wartime veterans and their spouses may be eligible;
- Certain medical and financial requirements must be met;
- Aid and Attendance can help pay for care in your home, in an assisted living facility or a nursing home.
The maximum benefit available
VA benefits in Pennsylvania and New Jersey can provide significant help in paying for long term care costs, either for the in-home, assisted living and/or nursing home veteran/spouse.
VA benefits in Pennsylvania and New Jersey can provide significant help in paying for long term care costs, either for the in-home, assisted living and/or nursing home veteran/spouse.
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The 2017 Maximum Monthly Benefits
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What we do for you
We determine if you currently qualify for Aid & Attendance benefits. If not, we will;
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The Eligibility Process
The Eligibility process for Aid and Attendance Benefits is complex. The basic information is available for you from the VA but be advised that if you apply and your application is denied, you may have to wait a year before you can reapply. For these reasons, many people seek assistance in the eligibility process.
The Eligibility Process
The Eligibility process for Aid and Attendance Benefits is complex. The basic information is available for you from the VA but be advised that if you apply and your application is denied, you may have to wait a year before you can reapply. For these reasons, many people seek assistance in the eligibility process.
Unfortunately, there are too few attorneys or "VA Planners" who have specialized knowledge in this particular area of legal practice due to the fact that it is illegal to charge a veteran a fee for submitting an application to file a claim for benefits. Veterans Service Organizations (VSOs) are often hard-pressed to have sufficient resources to assist multiple generations of veterans, so it is often difficult for a veteran or his/her spouse to get help in filing a claim. Sadly, “a veteran who turns to the VA for information about veterans benefits might want to get a second opinion". According to the VA’s own data, people who call the agency’s regional offices for help and advice are more likely to receive completely wrong answers than completely right ones.”
Any individual assisting a veteran must take into account the impact of Medicaid eligibility, tax issues, selling a home, and a host of other interrelated issues. Any individual who does not provide this comprehensive approach is doing the claimant a disservice and could cause devastating financial problems.
Don't Forget Medicaid
Eventually you may find yourself needing to apply for Medicaid benefits because the cost of long term care is still beyond your means even with the VA benefits. When applying for Medicaid in PA, NJ and DE another important factor that one must consider when thinking about trying to meet the VA asset limitation test is that giving away cash or other things of value can create terrible problems for senior citizens when they later need to apply for Medicaid to assist them with skilled nursing, assisted living or at- home care. Giving away assets can create a long penalty period of ineligibility for Medicaid benefits. Any senior facing long-term care needs to seek capable advice from someone who is skilled in the areas of financial planning, Medicaid, Medicare, income tax, and gift tax, as well as having experience regarding VA rules.
Your VA Planner [whether an attorney or not] MUST also be extremely knowledgeable regarding ALL Medicaid rules, they should ALSO offer Medicaid Planning AND have extensive experience in filing Medicaid applications and working directly with the state Medicaid agencies and caseworkers. IF NOT be VERY cautious. The planning advice that they give may be a big issue later when you apply for Medicaid benefits.
Eventually you may find yourself needing to apply for Medicaid benefits because the cost of long term care is still beyond your means even with the VA benefits. When applying for Medicaid in PA, NJ and DE another important factor that one must consider when thinking about trying to meet the VA asset limitation test is that giving away cash or other things of value can create terrible problems for senior citizens when they later need to apply for Medicaid to assist them with skilled nursing, assisted living or at- home care. Giving away assets can create a long penalty period of ineligibility for Medicaid benefits. Any senior facing long-term care needs to seek capable advice from someone who is skilled in the areas of financial planning, Medicaid, Medicare, income tax, and gift tax, as well as having experience regarding VA rules.
Your VA Planner [whether an attorney or not] MUST also be extremely knowledgeable regarding ALL Medicaid rules, they should ALSO offer Medicaid Planning AND have extensive experience in filing Medicaid applications and working directly with the state Medicaid agencies and caseworkers. IF NOT be VERY cautious. The planning advice that they give may be a big issue later when you apply for Medicaid benefits.
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We Will Be Your Advocates
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10% of our GROSS revenue from Veterans benefits planning is donated to the following organizations:
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Our expert staff can assist you and your family by explaining many difficult-to-understand things about long term care. Qualification for a VA benefit is only one of several concerns that must be considered. As you struggle to provide dignified long term care for a wartime veteran and/or surviving spouse, we can help you understand the options. We are your advocates, and we want to help you stretch your hard-earned dollars further. VA benefits are only one part of the puzzle. We will hold your hand and guide you every step of the way as we consider all of your family’s resources and needs.
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Be Wary of Planners that Sell Insurance and Annuities
Another common source of information regarding VA benefits generally comes from salespeople who often offer to consult with veterans and their families. This offer is based on the strategy of counseling the veteran to meet the asset and income limitations of the benefit by buying an annuity. In reality, the annuity salesperson is being compensated by the annuity company for selling a financial product to the veteran.
An annuity may be an excellent financial decision or a poor one, depending on the facts and circumstances. All we are saying is: You should seek independent advice before making a decision to purchase an annuity.
Another common source of information regarding VA benefits generally comes from salespeople who often offer to consult with veterans and their families. This offer is based on the strategy of counseling the veteran to meet the asset and income limitations of the benefit by buying an annuity. In reality, the annuity salesperson is being compensated by the annuity company for selling a financial product to the veteran.
An annuity may be an excellent financial decision or a poor one, depending on the facts and circumstances. All we are saying is: You should seek independent advice before making a decision to purchase an annuity.
If you need assistance with VA Pensions and Aid and Attendance benefits in Pennsylvania, Delaware or New Jersey
Contact us today. 855.471.6771
Contact us today. 855.471.6771
